Ridehailing driver finance
Build Your Asset, Not Just Pay for Rides
This isn't a rental. From the day you start driving, you're named as a joint owner on the logbook — and you take full ownership once you complete your financing tenure.
- ✓Get started with a deposit from KES 50,000 to 90,000 (or KES 15,000 for Hakki-Bolt Finance)
- ✓Repayment terms of up to 42 months
- ✓Eligible vehicles: 2016 model or newer
- ✓Fast approval within 24 hours
- ✓ZERO hidden costs
Not a rental
You're building an asset, not renting a car
Ownership is built into the financing from the very first day you drive.
Day one
Joint logbook ownership
Your name goes onto the logbook alongside HAKKI AFRICA's from the moment you start driving.
Through your tenure
You're building equity
Every repayment grows your ownership share in the vehicle — not a landlord's.
End of tenure
Full ownership, transferred to you
Complete your repayment schedule and the logbook transfers fully into your name.
Estimate your loan
See your weekly repayment
Enter the vehicle value and loan term to estimate a repayment that fits around your weekly driving earnings.
Online taxi finance calculator
Weekly Payment
0 KES
Included in this payment
- Application Fee
- Excise Duty
- GPS TrackingFREE
- Comprehensive Insurance (first year)
*First year only. Renewal in later years is not included in this estimate.
*Terms and conditions apply. Figures are indicative estimates only.
Is Online taxi finance right for you?
Built for existing and aspiring ridehailing driver-partners.
Who qualifies
- ✓Valid driving licence held for at least 3 years
- ✓PSV badge, or willingness to obtain one before driving
- ✓Certificate of good conduct
- ✓Aged between 23 and 55 years
- ✓Willing to drive on a ridehailing platform such as Bolt (existing drivers get priority)
Documents you'll need
- 📄National ID
- 📄Driving licence
- 📄PSV badge or certificate
- 📄Certificate of good conduct
- 📄Passport-size photo
- 📄Proof of address
- 📄6-month M-PESA / bank statements
- 📄KRA PIN
How it works
Start driving, earning and owning in three steps
It's that easy.
Step 1
Get pre-qualified and pick a car
Choose a ridehailing-ready vehicle that meets Bolt's requirements.
Step 2
We finance the car and register joint ownership
You're named as a joint owner on the logbook from day one, alongside HAKKI AFRICA.
Step 3
Drive, repay, and build toward full ownership
Repay on a schedule built around your income — full ownership transfers to you at the end of your tenure.
Before you apply
What you're agreeing to with Online taxi finance
- ✓Drive consistently enough to meet your weekly repayment from your ridehailing earnings
- ✓Maintain your PSV badge and driving licence in good standing throughout financing
- ✓Keep the vehicle serviced, insured and roadworthy for ridehailing use
- !Consistently missing weekly repayments may affect your joint ownership status and could lead to recovery of the vehicle, as set out in your agreement.
3,500+ driver-partners financed in Nairobi
3,500+
Online Drivers financed in Nairobi
80%
Max financing on vehicle value
24h
Average time to a loan decision
7 days
Weekly repayment cycle
Frequently asked questions
Do I need to already be driving for Bolt to apply?
No. We finance both existing driver-partners and drivers who want to start. If you're new, we'll guide you through onboarding to the ridehailing platform.
Can I use any car, or does it need to meet specific requirements?
Your vehicle needs to meet the ridehailing platform's requirements (age, condition and category). Our team can help you confirm a car qualifies before you commit.
What happens if my driving earnings are lower some weeks?
Talk to us as early as possible. We review each case individually and work with you to keep your loan on track.
Am I renting the car, or do I actually own it?
You're building an asset, not renting. From day one, you're named as a joint owner on the logbook alongside HAKKI AFRICA. Once you complete your full repayment tenure, ownership transfers entirely to you.
When does the car become fully mine?
Full ownership transfers to you once you've completed your full repayment tenure. Joint ownership from day one means you're already building equity throughout the financing period.
How fast can I start driving?
Once your application and vehicle are approved, most drivers are on the road within days.
Ready to get your dream car?
Talk to our team on WhatsApp or call us directly — we'll walk you through your options and get you a quote fast.