HAKKI AFRICA
Get a Quote

Get Your Personal Car Finance within 24 hours

  • ✓Financing up to 70% of vehicle value with a 30% deposit
  • ✓Repayment terms of up to 60 months
  • ✓Interest rates starting from 2.5%
  • ✓Fast approval within 24 hours
  • ✓ZERO hidden costs
Get a Quote📞 0711 082 132

Estimate your loan

Plan your monthly payment

Enter your car's value, choose your deposit and loan term to see an instant estimate of your monthly payment.

Personal car finance calculator

Monthly Payment

0 KES

Included in this payment

  • Application Fee
  • Excise Duty
  • GPS TrackingFREE

Finance up to 70% of market value. Figures are indicative estimates only.

Is this right for you?

Check the requirements before you apply.

Who qualifies

  • ✓Kenyan national ID or valid work permit
  • ✓Aged between 21 and 60 years
  • ✓Proof of stable income (payslip, bank statement or business records)
  • ✓Ability to raise the required deposit

Documents you'll need

  • 📄National ID
  • 📄KRA PIN certificate
  • 📄6 months' bank and M-Pesa statements
  • 📄Passport-size photo
  • 📄Proof of residence

How it works

Get your dream car in Nairobi, Kenya

It's that easy.

Step 1

Get a quote of your loan limit

So you know how much you can borrow.

Step 2

Choose a car in Nairobi

If you need help finding the right one, our team is here to assist.

Step 3

Sign the documents and start driving

Complete your paperwork and drive away in your car.

Customers who financed their car with us

70%

Max financing on market value

2.5%

Interest rate from, per month

24h

Average time to a loan decision

"Hakki Finance made my dream of car ownership a reality. When I had an accident, they even provided a replacement vehicle so I could keep working. Be honest and committed, and they will support you every step of the way."
K.WOnline Taxi Finance Customer
"I started with Hakki in 2021 and fully paid off my loan by 2024. Coming to Nairobi with nothing and now owning my own car feels amazing. Hakki built my confidence—I'm even taking out my second car loan with them now."
G.OOnline Taxi Finance Customer
"Training was awesome, and liked the screening process, now I can walk out all smiles in attaining my financial freedom of owning my dream car. Thank you."
W.MOnline Taxi Finance Customer
"I had a good time working with the entire HAKKI team to acquire the car loan. I'm humbled with your professionalism in handling all these issues. Thanks for the entire HAKKI family and am looking forward to working more with you. Thank you."
S.NPersonal Car Finance Customer
"I have learnt a lot from HAKKI — keep it up guys, I'm so happy."
G.OOnline Taxi Finance Customer
"HAKKI is a good partner, very welcoming and elaborate in their dealings."
J.KOnline Taxi Finance Customer
"Very interesting training, customer friendly and the best terms I've ever found."
W.OOnline Taxi Finance Customer
"It all went well. I encourage every driver to take this chance. Very social and welcoming staff."
N.MOnline Taxi Finance Customer

Frequently asked questions

How much deposit do I need?

Typically you'll need at least 30% of the car's value as a deposit, though this can vary depending on the vehicle and your financing assessment.

Can I choose any car, or do I need to buy from specific dealers?

You can choose the car you want. If you need help finding the right vehicle, our team can assist you in Nairobi.

What happens if I want to pay off my loan early?

You can settle your loan early. Speak to our team before making an early repayment so we can confirm the exact settlement amount.

How fast will I get approved?

Most applications receive a decision within 24 hours of submitting complete documents.

What happens if I miss a payment?

Contact us as soon as possible if you expect to miss a payment. We'll work with you to find a solution before it affects your loan standing.

Ready to get your dream car?

Talk to our team on WhatsApp or call us directly — we'll walk you through your options and get you a quote fast.

Get a QuoteCall 0711 082 132